Your home insurance plan includes eight additional services (which you're unlikely to know about).

Most likely, you pay your home insurance payment religiously and never give anything up, thinking it doesn't compensate you. Until something goes wrong and you're glad you hired it. The truth is that we rarely read the insurance policy terms because of time constraints or the extra effort that they require. You might be surprised to know that your home insurance does offer useful services. apartments for

They are: Which are they? Obviously, your insurance package will determine everything, but there are several other services offered by companies beyond just fixing a broken glass within the basic package. This is just one example, but it demonstrates the point. Allianz reports that all businesses are going to offer additional services that are not related to the insured goods, but rather go beyond.

Would you like to see some of these services?

do-it-yourself services Do you have any issues with hanging pictures or putting furniture together? Are you aware of a dripping faucet? A few hours of free handyman service is offered by many insurance providers. It can take anywhere from 3 to 5 hours a year to complete and if DIY isn't your thing, it will solve your problems.

Even if you've been abandoned, you should have a backup plan. In the case of meal expenses, you should be aware that laundry charges, if necessary, are included.

The retrieval of lost or deleted computer data. A tool that is commonly used in policies to assist in recovering data from hard drives that have suffered a failure, a breakdown, or loss of content because of human error is also utilized in a variety of other policies.

It's also little known, but you have another interesting and little-known insurance policy that will pay for moving and storage costs in case your house has been damaged and you have to move (furniture storage). You will be reimbursed for any hotel expenses if you are unable to return to your home because of an accident (as well as maintenance).

Everything in the fridge and freezer has deteriorated, and the power is out. There are lots of circumstances in which this happens and nobody knows about them. This contingency is also covered: If there is a valid ticket or proof of purchase, the company will reimburse the amount of food that was damaged (or photographs of them).

The armed robbery took place outside the house. To me, this shows that this contingency is part of this insurance policy's commitment to deal with incidents that are not directly linked to the covered asset. In this instance, your home. Policies tend to define theft (which can involve violence, force, or the threat of violence) to apply only to those who live in the house, not the policyholder.

Are neighborhood issues causing you issues? Insurance plans frequently offer free legal help if problems arise with your neighbors.

That's too gross for me. Additionally, a free service is offered where customers can request pest control interventions annually to control these animals: mice, rats, and other vermin.

In any case, it is good to spend a little time skimming this document in order to understand what it covers and what your homeowners insurance doesn't cover. Thus, you won't be surprised in the event of an accident, and you will be able to assert any rights you might have.